Cigna – Coral Springs, FL
Learn More About the Benefits of Cigna
Going to the dentist doesn't have to cost an arm or a leg. By paying your premiums for your dental insurance, you have access to reduced rates for the services you need for healthy teeth and gums. Cigna is a nationwide provider of comprehensive dental plans for families and individuals. When choosing a Cigna dentist in Coral Springs, you're investing in a healthy mouth and body for minimal out-of-pocket expenses.
Cigna Coverage Availability & Fees
Cigna provides dental plans for families and individuals that focus on prevention to stop common oral health issues, like cavities and gum disease. However, they also offer coverage for basic and major dental services, like fillings, tooth extractions, and dentures. Although every dental policy differs, most include:
- 100% of preventive dentistry
- 80% of basic dental care
- 50% of major dental procedures
A co-payment allows you to visit your dentist for a cleaning and checkup every 6 months, as recommended by the American Dental Association. Your dentist can monitor your oral health to detect anything concerning to prevent it from turning into a big problem. Cigna will cover 100% of preventive dental care to keep your mouth healthy and reduce your overall oral health expenses. Researchers have found that $1 of preventive care can save up to $50 on emergency and restorative fees.
If you require dental work, don't worry about a large bill. Cigna will cover some of the expenses after meeting your annual deductible. You can use your coverage to lower the cost of common treatments until reaching your yearly limit.
Cigna recommends choosing a dentist in their network to benefit from more coverage. They have pre-negotiated rates with preferred dental practices for specific services to reduce out-of-pocket costs. You can use your coverage at an out-of-network dentist, but you may pay more out-of-pocket.
Unfortunately, your dental benefits don't last forever. They will expire at the end of the year, and you'll lose anything you have not used. You will not be reimbursed for your premiums or deductibles, even if you never visited a dentist. With less than 3% of Americans meeting or exceeding their yearly limits, billions of dollars are lost in unused dental benefits every year. We don't want to see you lose what you've paid for.
Speak to Our Team
A member of our dental team will work on your behalf with your dental insurance in Coral Springs. They will help you maximize your coverage to keep a healthy smile affordable. A member of our team will explain how your benefits are being used and review your payment options for any remaining balance. We offer various flexible financial solutions to keep our services affordable.
Don't wait until it's too late to use your dental insurance. Request an appointment through our website or call our office at (954) 507-3989.